本科生毕业论文基于因子分析法和聚类分析法的房地产对浙江地区经济发展影响姓名潘云飞学号20153402377专业金融数学指导教师陈蒂讲师2019年3月8日摘要如今，我国的经济发展速度越来越快，由于房地产业是我国经济发展的重要组成部分，在我国的经济发展中起着无可代替的作用。本文首先阐述了房地产的定义，法律层面将房地产的概念规定成了财产权利，它主要由房产、经济利益与其拥有的权利组成。然后进一步分析了可能对房地产经济发展造成影响的因素。如居民家庭消费性支出（元/人），服务业（第三产业）占比，等诸多因素。但在这些因素中并不是所有的因素都是对房地产经济有巨大影响的。进而利用因子分析法分析各个相关因素对房地产经济的影响，解释他们的内在关联程度，分析出与房地产经济相互影响的因素。之后再利用聚类分析法，分析浙江衢州各个地区的房地产经济发展水品，深入对房地产业的认识，找出房地产经济对我国经济成长的影响，才可以将房地产业带来的经济效益发挥到最大，促进我国浙江地区经济迅速发展。关键词：房地产业：因子分析：聚类分析：经济发展AbstractChina's economic development is getting faster and faster.Since the real estateindustry is an important part of China's economic development,it plays anirreplaceable role in China's economic development.This article first elaborates onthe definition of real estate.The legal level defines the concept of real estate asproperty rights It is mainly composed of real estate,economic interests and therights it owns.Then further analyze the factors that may affect the real estateeconomic development,such as household consumption expenditure (yuan/person),service industry (third industry),and many other factors.But not all of these factorsThey all have a huge impact on the real estate economy.Then use factor analysis toanalyze the impact of various relevant factors on the real estate economy,explain theirinternal correlation,and analyze the factors that interact with the real estate economy.Then use the cluster analysis method.Analyze the real estate economic developmentwater products in various regions of Henan Province,deepen the understanding of thereal estate industry,find out the impact of the real estate economy on China'seconomic growth,and then maximize the economic benefits brought by the real estateindustry and promote the rapid economic development of Henan Provincedevelopment of。3