本科毕业论文2006题目第三方支付的风险与防范系别金融系专业班级国际金融1220班姓名闫颖譞指导教师缪宁年月日内容摘要现今，人们购物、交费等都通过第三方支付平台进行。随着第三方支付的大规模应用，其带来的各类风险也是不容忽视的。互联网第三方支付服务的出现，为网络交易提供了安全保障和信用支持。然而第三方支付过程中发生的各类案件屡见不鲜。本文首先介绍了概述了第三方支付意义，其次介绍了其优缺点以及发展状况。并且通过对中美两大第三方支付平台一一Paypal、支付宝从发展、支付环境、运作模式和监管这四方面的详细比较。从而指出第三方支付所面临的风险，并根据各类风险给出了详细的防范措施。关键字：第三方支付：风险：防范2AbstractNowadays,People shop and pay fee via three-party payment.As the large-scaleapplication of three-party payment,it is inevitable that it will cause kind ofrisks.Three-party service offer safe guarantee and credit support to internettransaction.However,it is normal that lots of cases happen when people are payingby three-party payment.In this article,firstly,it introduce the meaning ofthree-party payment,and then telling the advantages and disadvantages and itsdevelopment situation.What's more the article indicate the risks of three-partypayment and provide the solution which can tackle the problem through thecomparison of the three-party payment in China and US-Zhifubao and Paypal fromdevelopment,paying environment,operation mode and supervise.Key word:Three-party payment;Risks;Precaution3