An analysis of the causes of financial risks of small andmedium-sized enterprises and the Countermeasures-Take JiesiTrade Co.,Ltd.of Zhanjiang Development Zone as an exampleAbstret:With the development of globalization.The high growth of the Chinese economy has beenaccelerated,where small and medium-sized companies have contributed a piece of the power,which isimportant to optimize capital structure,to make the market more efficient and to speed up bettercompetition in the market.However,due to the lives of small and medium-sized companies,there islittle ability to resist the risks of large companies.Therefore,there are many potential financial risks inthe operation process of small and medium-sized enterprises,which have attracted everyone's attention.This paper will take Jiesi Trading Co.,Ltd.of Zhanjiang Development Zone as the research object,through analyzing the financial status of the company,and combining with relevant theories,to solvethe financial risks,explain the reasons for the formation of risks,and put forward suggestions andopinions.Based on the basic theory of financial risk,this paper studies the financial risk of Jiesi TradingCo.,Ltd.in Zhanjiang Development Zone by taking appropriate measures.Keywords:Small and medium-sized enterprises,Financial risk;Risk analysis,Risk prevention目录第1章绪论1.1研究背景和意义…11.1.1背景分析.…11.1.2本课题的研究意义。11.2文献综述11.2.1国外研究11.3课题研究方法和内容.3第2章财务风险的基本理论概述及我国中小企业现状和问题.52.1财务风险的基本理论.52.2我国中小企业现状.52.3我国中小企业存在的问题..6第3章我国中小企业财务风险存在的问题的策略.73.1合理安排资产结构，提高资产利用率..73.2建立风险预警系统.73.3提高经营者的风险意识，加强财务人员风险意识和素质培养..7第4章捷思公司财务风险现状和问题.....84.1捷思公司基本概况.84.2捷思公司财务风险现状分析..842.1基于报表项目的财务风险分析.84.2.2基于财务指标的财务风险分析....104.3外部环境影响引起的财务风险.134.3.2汇率变动对收入的影响44内部环境引起的财务风险.134.4.1不重视存货管理，预付账款过多...。134.4.2产品陈旧化，同质市场竞争大.144.4.3管理层缺乏风险意识，财务部门不受重视...·144.4.4财务工作人员风险防范意识薄弱...·145.1时刻把握国家政策，关注国际市场动态.165.2重视现金、存货的管理.165.3技术创新，提高产品国际竞争力.165.4提高公司财务人员的工作效率和业务水平..175.4.1加强管理层风险意识，提高财务部门地位...。175.4.2提高财务人员的职业素养和风险意识..17第6章总结.196.2研究展望..19参考文献：21致谢22