我国基本医疗保险转移接续问题探究【摘要】随着国民经济的发展和城市化进程的加快，我国人员流动日益频繁，流动人口的基本医疗保险转移接续问题备受关注。由于医疗保险制度不同和地域划分管理，我国基本医疗保险转移接续目前呈现出一种“转出容易，转入难”的状况，很大程度上损害了参保人的医疗保险权益。本文通过文献调查、案例分析和比较研究的方法，介绍我国典型地区北上广基本医疗保险转移接续的现状，分析我国基本医疗保险转移接续中存在的问题，对比德日法三国的实施情况，从制度、地域和管理层面上提出要解决相关问题的建议，主要包括：提高统筹层次：建立医保转接调剂金：加强信息系统建设等。【关键词】流动人口：基本医疗保险：转移接续The Study on The Transfer and Renewing of Basic MedicalInsurance in China[Abstract]With the development of the national economy and theacceleration of the urbanization process,the flow of people in China is becomingmore and more frequent.Due to the difference of medical insurance system and theproblem of regional division,the transfer of basic medical insurance in our country iseasy to transfer out and difficult to transfer in,which damages the rights and interestsof the insured to a great extent.Through case analysis and comparative study,thispaper introduces the current situation of the transfer and succession of basic medicalinsurance in China,analyzes the problems existing in the process of the transfer ofmedical insurance in China,focuses on solving the problems of "what,transfer whatand how to transfer",and thinks about how to make countermeasures in the basicmedical insurance industry in a profit seeking and harm avoiding way.In order tosolve the problem,the rights and interests of the insured should be given priority.Itmainly includes:to promote the overall planning of urban and rural areas,improve thelevel of overall planning,rationalize the interest relationship between the transfer inand transfer out areas,and improve the transfer and continuation system of basicmedical insurance in china.[Keywords]mobile population basic medical insurance transfer andrenewing目录11.1选题背景和研究意义11.1.1选题背景1.1.2研究意义21.2论文的研究思路和方法…1.2.1论文的研究思路…1.2.2论文的研究方法…论文的创新点与不足…42我国基本医疗保险转移接续的理论基础2.1核心概念界定…52.1.12.1.22.1.3基本医疗保险转移接续52.2基本医疗保险转移接续的必要性.62.3基本医疗保险转移接续政策回顾..63我国基本医疗保险转移接续现状分析.83.1我国流动人口参保现状83.2典型地区基本医疗保险转移接续办理情况及分析…83.2.1北京市探索分折.83.2.2上海市探索分析.93.2.3广州市探索分析