广东中小企业融资问题及对策分析摘要我国目前主导的经济体制是社会主义市场经济，社会主义市场正处于高度繁荣融发展的时期，在这一时期市场对于资本企业有着高标准和严要求。笔者利用所学知识进行公司融资的相关研究，分析企业内部的基本经济信息，调查企业的融资能力和融资成本，和企业可能融通资金的规模大小。企业的生存与发展离不开融资，融资能力的大小也是判断企业是否可具有发展前景的重要因素，如果企业的融资能力低，那么在市场上面临的风险打击就会加大，一旦发生经济不稳定的情况，企业的破产几率就会大大增加，但是融资能力高的企业就不会面临这种问题。所以企业的融资能力直接关乎企业的未来发展。所以本次研究就以广东省的发展企业为例，使其作为研究对象。但愿能我们希望提出相应的对策和建议，旨在为国家经济制度的完善有所帮助，促进广东省社会经济的发展。关键词：广东省：中小企业：融资Abstract:the market economy of our country has got a good development space,and itseconomic income value has also been promoted and improved.promote the country'seconomic development and progress,while showing a positive growth force.Westerndeveloped countries for small and medium-sized enterprise development on the socialand economic system to bring a significant impact in the actual research anddevelopment process also shows full attention.For now,the financing environmentfaced by SMEs in China is more and more serious,and it brings some obstacles to thedevelopment of SMEs in China.This is mainly because the development of small andmedium-sized enterprises in the development process And the imbalance of thefinancing structure of enterprises.Therefore,with the help of this research,the currentsituation of SME financing in Guangdong Province of China is taken as the mainbody of the research.It is hoped that through analyzing the problems of SMEfinancing in Guangdong Province,Countermeasures and suggestions,in order toachieve the national economic system to improve the implementation and promote therapid development of China's social economy.Key words:Guangdong Province,small and medium-sized enterprises,financingsituation目录1.2国内外研究现状..1.2.1国外研究现状...1.2.2国内研究现状..2332中小企业融资相关概述32.1中小企业的含义、作用..32.1.1中小企业的含义...2.1.2中小企业的作用..2.2中小企业融资业务内容52.3中小企业融资特点..3广东中小企业融资现状..·3.1广东中小企业的发展概况...63.1.1企业数量逐年增加....3.1.2就业人数众多..73.1.3企业发展不平衡...73.2广东中小企业融资现状....3.2.1融资渠道以银行借贷为主.·83.2.2融资信用担保出现多种形式..910114.1企业自身问题...114.1.1企业实力不强，融资能力弱.…·11