维普论文检测系统/IP PAPER CHECK SYSTEM陈嘉宇-一中国工商银行开展保险业务的财务绩效与探析【原文对照报告-大学生版】报告编号：a1b80371699381c9检测时间：2022-05-1818：47：25检测字符数：10938作者姓名：陈嘉宇所属单位：广西大学继续教育学院全文总相似比复写率他引率自引率专业术语检测结论：15.9%15.9%0.0%0.0%0.0%其他指标：自写率：84.1%典型相似文章：无指标说明：复写率：相似或疑似重复内容占全文的比重他引率：引用他人的部分占全文的比重自引率：引用自己已发表部分占全文的比重自写率：原创内容占全文的比重典型相似性：相似或疑似重复内容占全文总相似比超过0%专业术语：公式定理、法律条文、行业用语等占全文的比重总相似片段期刊：0博硕：2综合：0相似片段：20外文：0自建库：0互联网：18检测范围：中文科技期刊论文全文数据库中文主要报纸全文数据库中国专利特色数据库博士/硕士学位论文全文数据库中国主要会议论文特色数据库港澳台文献资源外文特色文献数据全库维普优先出版论文全文数据库互联网数据资源/互联网文档资源高校自建资源库图书资源古籍文献资源个人自建资源库年鉴资源IPUB原创作品时间范围：1989-01-01至2022-05-18维普论文检测系统VIP PAPER CHECK SYSTEM原文对照颜色标注说明：■自写片段■复写片段（相似或疑似重复）口引用片段（引用）■专业术语（公式定理、法律条文、行业用语等）成人高等教育毕业设计（论文）题目中国工商银行开展保险业务的财务绩效与探析学院：继续教育学院专业：金融学班级：2020级金融学专升本函授学号：202065139410013学生姓名：陈嘉宇指导教师：巫德富中文摘要在经济环境下，商业银行开展业务面临着各种风险。商业银行的主要内容是客户管理资金到目前为止，财务风险一直是一个考验。金融创新由于世界经济的经济扩张，竞争正在加剧。个人保险银行团体就是道路中国保险业增长的关键但与此同时，产业银行也应该清楚地看到，如今，金融市场正在快速增长。并且在市场上更具竞争力存款利率银行的电力成本几乎相等。劳动力不断增加，传统银行业的利润率逐年下降。保险业务日趋紧张，中国的保险业务增长不少，外资保险公司已经开始提前判断国内市场。创新技术的不断发展在一定程度上促进了金融的发展。银行自身发展环境的恶化。并减少财务控制一方面，银行的利润率正在下降。另一方面，其他金融机构主导国内市场，例如外国金融机构。而一些外资银行、央行也在扩大市场份额，如今金融市场竞争非常激烈，银行产品能否替2维普论文检测系统VIP PAPER CHECK SYSTEM代那得到更多客户对银行的诚实度比以往任何时候都低，并且有资金来源。并且最初外资银行在国内保险市场竞争较小，竞争比较激烈，由于外资银行经济实力雄厚，税率低，保险代理人实行浮动利率。保险市场的高水平对央行构成威胁。史无前例近10年来，大多数实业银行的保险业务都是与保险代理人签订协议的一种方式。也是一个长期的合作体系。因此，保修是保险代理人。这对保险代理人来说是不够的。管理优势不同组织和机构之间的利益共享是加强彼此之间的合作银行保险和保险。面对很多商业银行中的佼佼者而外资银行由于保险价格低廉，经济实力雄厚，税率也很低，本研究从银行业社会责任的重要性展开研究。和理论的发展基于理论的相关与下一次财务分析有关以及中国商业银行的财务业绩比较。经营保险业务后的风险管理。更多金融趋势简报影响业务的和主要原因导致这些风险并对保险业务的财务管理提出了建议，希望本研究能够提高银行保险业务的财务风险管理水平。关键词：工商银行保险业务财务绩效财务风险AbstractUnder the economic environment,commercial banks are faced with various risks when conductingbusiness.The main content of commercial banks is customer management of funds So far,financialrisk has been a test.Financial Innovation Competition is intensifying due to the economic expansionof the world economy.Individual insurance banking groups are the key to the growth of China'sinsurance industry But at the same time,industrial banks should also clearly see that today,thefinancial market is growing rapidly.And the cost of electricity for banks with more competitivedeposit rates in the market is almost equal.The labor force continues to increase,and the profitmargins of traditional banking are declining year by year.The insurance business is becomingincreasingly tense,and China's insurance business has grown a lot.Foreign insurance companies havebegun to judge the domestic market in adyance.The continuous development of innovative technologieshas promoted the development of finance to a certain extent.Deterioration of the bank's owndevelopment environment.And reduce financial control On the one hand,banks'profit margins arefalling.On the other hand,other financial institutions dominate the domestic market,such asforeign financial institutions.Some foreign banks and central banks are also expanding their marketshares.Nowadays,the competition in the financial market is very fierce.Can bank products replacethat to get more customers.The honesty of the bank is lower than ever,and there is a source offunds.And initially,foreign banks had less competition in the domestic insurance market,and thecompetition was fierce.Due to the strong economic strength of foreign banks and low tax rates,insurance agents implemented floating interest rates.The high level of the insurance market poses athreat to the central bank.Unprecedented For nearly 10 years,the insurance business of mostindustrial banks has been a way of entering into an agreement with an insurance agent.It is also along-term cooperative system.Therefore,the warranty is the insurance agent.This is not enough forinsurance agents.The management advantage of benefit sharing between different organizations andinstitutions is to strengthen the cooperation between bancassurance and insurance.In the face ofmany outstanding commercial banks and foreign banks due to their low insurance prices,strongeconomic strength and low tax rates,this study focuses on the importance of social responsibilityin the banking industry.And the development of the theory is based on the correlation of the theorywith the next financial analysis and comparison of the financial performance of Chinese commercialbanks.Risk management after operating insurance business.More financial trends briefing on thebusiness impact and main causes of these risks and making recommendations on the financialmanagement of insurance business,hope this research can improve the level of financial riskmanagement in bancassurance business..Key words:Industrial and Commercial Bank of China insurance business financial performancefinancial risk目录3